Rates

Deposit Rates

Rates effective as of May 9, 2013 and subject to change without notice or posting here.

1. *HyperInterest Checking: QUALIFICATIONS PER STATEMENT/QUALIFICATION CYCLE TO OBTAIN REWARD APY: 10 Non-PIN based Debit Card Point-of-sale debit transactions must be posted and cleared, a Direct Deposit or Automated (ACH) third-party debit must be posted and cleared, receive only electronic statements. This is a variable rate account, rates may change up or down at anytime without notice.

2. Consumer Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings.This is a variable rate account, rates may change up or down at anytime without notice.

3. Business Interest Checking: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings.This is a variable rate account, rates may change up or down at anytime without notice.

4. Business Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings.This is a variable rate account, rates may change up or down at anytime without notice.

**Penalty may be imposed for early withdrawal.