Privacy Policy
At Hyperion Bank, we understand and respect the privacy of our valued customers. We will protect our customers' privacy and continue to offer a wide array of products while maintaining the highest level of customer service. The following information describes how employees of Hyperion Bank collect, use, and retain customers' and former customers' nonpublic information. Former customers include someone who applies for a loan that is not completed. The security and protection of this information is a priority of Hyperion Bank.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service for you. Nonpublic information does not include information that is available from public sources, such as telephone directories or government records.
COOKIES
Cookies are pieces of information stored directly on the computer you are using. Hyperion Bank, or our third-party service providers may place cookies on your hard drive for security purposes, to facilitate site navigation and to personalize your experience. Cookies allow us to:
• Offer you more relevant products and services;
• Collect technical and navigational information, such as browser type, time spent on our Site and pages visited;
• Monitor viewing and responses to Hyperion Bank advertisements.
When you visit our Site we use cookies to monitor your experience. When you apply for a product on our Site we use cookies to remember you and to provide you information on products and services that best fit your needs. If you have an account with us and access your accounts online, we will maintain information about your visits to personalize your browsing experience and the products and services we offer. If you do not have an account with us and do not wish us to maintain information, please delete your cookies. To do this, you will need to follow your browser's instructions for disabling or deleting cookies.
Cookies and other technologies provide us the capability to monitor the use of our Site so we can continually improve the design and functionality to better serve you. Cookies we use do not contain or capture unencrypted personal information. If you choose not to accept cookies from our Site, then you may not be able to access and use all or part of the Site or benefit from the information and services offered.
WHAT INFORMATION WE COLLECT AND MAINTAIN
We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications or other forms for loans and deposit accounts.
- Information about your transactions with others or us.
- Information we receive from third parties, such as consumer reporting agencies.
Hyperion Bank will collect, retain, and use personal information from our customers in order to provide products and services requested by our customers. We will limit the use and collection of personal information about customers to that which is necessary to administer our business, provide exceptional customer service, comply with certain laws and regulations and allow us to offer opportunities that we think will be of interest to our customers. Our employees will explain why we are collecting your information as well as how the information will be used and retained.
WHAT INFORMATION WE COLLECT AND MAINTAIN
Hyperion Bank does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
We may disclose nonpublic personal information about you to the following types of affiliated and nonaffiliated third parties:
- Certain third parties provide services or functions for us that require your nonpublic personal information. We provide these third parties with only the information they need to properly complete their services or functions. We will have a contractual agreement with those third parties that require them to maintain the confidentiality of your nonpublic personal information.
- We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
- We do not sell customer information to outside parties.
SECURITY INFORMATION
Hyperion Bank's Board of Directors, Officers, and Employees are committed to the security of our customers' financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information. Our employees will maintain our customers' financial and personal information in a secure manner and will follow our internal security standards at all times.
At Hyperion Bank, employee access to personally identifiable customer information is limited to those employees with a business reason to know our customers' information. Employees who access confidential customer information will only use this information to provide you with the highest level of customer service available.
This policy is subject to change. We will notify you of any changes. Any future changes will affect existing and future customers.
