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At Hyperion Bank, we understand and respect the privacy of our
valued customers. We will protect our customers’ privacy and
continue to offer a wide array of products while maintaining the
highest level of customer service. The following information
describes how employees of Hyperion Bank collect, use, and
retain customers’ and former customers’ nonpublic information.
Former customers include someone who applies for a loan that is
not completed. The security and protection of this information
is a priority of Hyperion Bank.
Nonpublic personal information means information about you that
we collect in connection with providing a financial product or
service to you. Nonpublic information does not include
information that is available from public sources, such as
telephone directories or government records.
WHAT INFORMATION WE COLLECT AND MAINTAIN
We may collect “nonpublic personal information” about you from
the following sources:
• Information we receive from you on applications or other forms
for loans and deposit accounts.
• Information about your transactions with others or us.
• Information we receive from third parties, such as consumer
reporting agencies.
Hyperion Bank will collect, retain, and use personal information
from our customers in order to provide products and services
requested by our customers. We will limit the use and collection
of personal information about customers to that which is
necessary to administer our business, provide exceptional
customer service, comply with certain laws and regulations, and
allow us to offer opportunities that we think will be of
interest to our customers. Our employees will explain why we are
collecting your information as well as how the information will
be used and retained.
WHAT INFORMATION WE DISCLOSE
Hyperion Bank does not disclose any nonpublic personal
information about our customers or former customers to anyone,
except as permitted by law.
We may disclose nonpublic personal information about you to the
following types of affiliated and nonaffiliated third parties:
• Certain third parties provide services or functions for us
that require your nonpublic personal information. We provide
these third parties with only the information they need to
properly complete their services or functions. We will have a
contractual agreement with those third parties that require them
to maintain the confidentiality of your nonpublic personal
information.
• We may disclose all of the information we collect as described
above to companies that perform marketing services on our behalf
or to other financial institutions with whom we have joint
marketing agreements.
• We do not sell customer information to outside parties.
SECURITY INFORMATION
Hyperion Bank's Board of Directors, Officers, and Employees are
committed to the security of our customers’ financial and
personal information. All of our operational and data processing
systems are in a secure environment that protects your account
information from being accessed by third parties. We maintain
physical, electronic, and procedural safeguards that comply with
Federal standards to guard your nonpublic personal information.
Our employees will maintain our customers’ financial and
personal information in a secure manner and will follow our
internal security standards at all times.
At Hyperion Bank, employee access to personally identifiable
customer information is limited to those employees with a
business reason to know our customers’ information. Employees
who access confidential customer information will only use this
information to provide you with the highest level of customer
service available.
This policy is subject to change. We will notify you of any
changes. Any future changes will affect existing and future
customers.
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