Rates
Rates effective as of February 14, 2010 and subject to change without notice or posting here.
Checking Accounts
| Account Type |
Minimum Opening Deposit |
Minimum Balance Required to Obtain APY |
Rate |
Annual Percentage Yield |
|
HyperInterest Checking
|
$49
|
Balances up to $25,000
|
4.17
|
4.26
|
|
$49
|
Balances over $25,000
|
1.242
|
1.25
|
HyperInterest Checking
(non-qualify)
|
$49
|
0
|
0.24
|
0.25
|
| Totally Free Checking |
$49 |
0 |
0 |
0 |
| Consumer Interest Checking |
$49 |
0 |
0.25 |
0.25 |
| $49 |
$5000 |
0.50 |
0.50 |
| $49 |
$25,000 |
0.75 |
0.75 |
| $49 |
$50,000 |
1.00 |
1.00 |
| $49 |
$100,000 |
1.24 |
1.25 |
| Consumer Money Market |
$49 |
0 |
0.40 |
0.40 |
| $49 |
$5,000 |
0.75 |
0.75 |
| $49 |
$25,000 |
0.95 |
0.95 |
| $49 |
$50,000 |
1.09 |
1.10 |
| $49 |
$100,000 |
1.29 |
1.30 |
| Business Checking |
$49 |
0 |
0 |
0 |
| Business Interest Checking |
$49 |
0 |
0.25 |
0.25 |
| $49 |
$5,000 |
0.65 |
0.65 |
| $49 |
$25,000 |
0.90 |
0.90 |
| $49 |
$50,000 |
1.14 |
1.15 |
| $49 |
$100,000 |
1.39 |
1.40 |
| Business Money Market |
$1000 |
0 |
0.25 |
0.25 |
| $1000 |
$5,000 |
0.65 |
0.65 |
| $1000 |
$25,000 |
0.90 |
0.90 |
| $1000 |
$50,000 |
1.14 |
1.15 |
| $1000 |
$100,000 |
1.39 |
1.40 |
| IOLTA |
$49 |
$500 |
1.98 |
2.00 |
- Consumer Interest Checking: minimum average daily balance of $500 avoids the $5 monthly service charge. Fees may reduce earnings.
- Consumer Money Market Account: minimum average daily balance of $1,000 avoids the $5 monthly service charge. Fees may reduce earnings.
- Business Interest Checking: minimum average daily balance of $1,000 avoids the $5 monthly service charge. Fees may reduce earnings.
- Business Money Market Account: minimum average daily balance of $1,000 avoids the $5 monthly service charge. Fees may reduce earnings.
Savings Accounts
| Account Type |
Minimum Opening Deposit |
Minimum Balance Required to Obtain APY |
Rate |
Annual Percentage Yield |
| Statement Savings |
$49 |
0 |
.995 |
1.00 |
| Holiday or Vacation Club |
$49 |
0 |
.995 |
1.00 |
Certificates of Deposit / CD IRAs
| Account Type |
Minimum Opening Deposit |
Minimum Balance Required to Obtain APY |
Rate |
Annual Percentage Yield |
| 30 Day CD |
$399 |
$399 |
0.65 |
0.65 |
| 3 Month CD SPECIAL |
$399 |
$399 |
1.14 |
1.15 |
| 6 Month CD |
$399 |
$399 |
0.85 |
0.85 |
| 9 Month CD |
$399 |
$399 |
1.00 |
1.00 |
| 12 Month CD SPECIAL |
$399 |
$399 |
1.735 |
1.75 |
| 18 Month CD |
$399 |
$399 |
1.44 |
1.45 |
| 24 Month CD |
$399 |
$399 |
1.74 |
1.75 |
| 36 Month CD |
$399 |
$399 |
2.27 |
2.30 |
| 48 Month CD |
$399 |
$399 |
2.62 |
2.65 |
| 60 Month CD |
$399 |
$399 |
2.86 |
2.90 |
- Penalty may be imposed for early withdrawal.
