Rates
Rates effective as of January 4, 2012 and subject to change without notice or posting here.
Checking Accounts
| Account Type |
Minimum Opening Deposit |
Minimum Balance Required to Obtain APY |
Interest Rate |
Annual Percentage Yield |
| HyperInterest Checking* (currently unavailable for new account openings) |
$50 |
Balances up to $25,000 |
1.49 |
1.50 |
| $50 |
Balances over $25,000 |
0.75 |
0.75 |
| HyperInterest Checking* (non-qualify) |
$50 |
0.01 |
0.24 |
0.25 |
| HyperFree Checking |
$50 |
Balances Over $10,000 |
0.70 |
0.70 |
| Consumer Money Market |
$1,000 |
0.01 |
0.25 |
0.25 |
| $1,000 |
$5,000 |
0.60 |
0.60 |
| $1,000 |
$25,000 |
0.80 |
0.80 |
| $1,000 |
$50,000 |
0.90 |
0.90 |
| $1,000 |
$100,000 |
0.90 |
0.90 |
| Business Checking |
$100 |
0 |
0 |
0 |
| Business Interest Checking & Non-Profit Checking |
$1,000 |
0.01 |
0.05 |
0.05 |
| $1,000 |
$5,000 |
0.25 |
0.25 |
| $1,000 |
$25,000 |
0.50 |
0.50 |
| $1,000 |
$50,000 |
0.75 |
0.75 |
| $1,000 |
$100,000 |
0.75 |
0.75 |
| Business Money Market |
$1,000 |
0.01 |
0.25 |
0.25 |
| $1,000 |
$5,000 |
0.50 |
0.50 |
| $1,000 |
$25,000 |
0.70 |
0.70 |
| $1,000 |
$50,000 |
0.80 |
0.80 |
| $1,000 |
$100,000 |
0.80 |
0.80 |
| IOLTA |
$50 |
$500 |
1.00 |
1.01 |
- *HyperInterest Checking: QUALIFICATIONS PER STATEMENT/QUALIFICATION CYCLE TO OBTAIN REWARD APY: 10 Non-PIN based Debit Card Point-of-sale debit transactions must be posted and cleared, a Direct Deposit or Automated (ACH) third-party debit must be posted and cleared, receive only electronic statements. This is a variable rate account, rates may change up or down at anytime without notice.
- Consumer Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings.This is a variable rate account, rates may change up or down at anytime without notice.
- Business Interest Checking: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings.This is a variable rate account, rates may change up or down at anytime without notice.
- Business Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings.This is a variable rate account, rates may change up or down at anytime without notice.
Savings Accounts
| Account Type |
Minimum Opening Deposit |
Minimum Balance Required to Obtain APY |
Interest Rate |
Annual Percentage Yield |
| Statement Savings & HyperSaver Kids |
$50 |
0.01 |
0.80 |
0.80 |
| Holiday or Vacation Club |
$50 |
0.01 |
0.80 |
0.80 |
Certificates of Deposit / CD IRAs**
| Account Type |
Minimum Opening Deposit |
Minimum Balance Required to Obtain APY |
Interest Rate |
Annual Percentage Yield |
| 30 Day CD |
$500 |
$500 |
0.499 |
0.50 |
| 3 Month CD SPECIAL |
$500 |
$500 |
0.499 |
0.50 |
| 6 Month CD |
$500 |
$500 |
0.74 |
0.75 |
| 9 Month CD |
$500 |
$500 |
0.74 |
0.75 |
| 12 Month CD |
$500 |
$500 |
0.896 |
0.90 |
| 15 Month CD |
$500 |
$500 |
0.896 |
0.90 |
| 18 Month CD |
$500 |
$500 |
0.995 |
1.00 |
| 24 Month CD |
$500 |
$500 |
1.24 |
1.25 |
| 30 Month CD |
$500 |
$500 |
1.392 |
1.40 |
| 36 Month CD |
$500 |
$500 |
1.489 |
1.50 |
| 48 Month CD |
$500 |
$500 |
1.833 |
1.85 |
| 60 Month CD |
$500 |
$500 |
2.029 |
2.05 |
**Penalty may be imposed for early withdrawal.
