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Experienced relationship banker brings nearly three decades of helping businesses grow through trusted advice and personalized service

Philadelphia, July 22, 2026 – Hyperion Bank has named Melissa Snyder Vice President & SBA Lender, based in the bank’s historic Philadelphia headquarters. Snyder brings 28 years of experience in business banking and commercial lending, with deep expertise in both U.S. Small Business Administration lending and conventional commercial lending.


“Melissa understands community banking,” says Frank Sullivan, Executive Vice President, Commercial Lending. “Her reputation as a top-performing lender is matched by her commitment to serving customers with integrity and responsiveness. She approaches banking as relationships, not transactions, and she brings the experience, work ethic and customer-first mindset that align with Hyperion’s customer promise. We're thrilled to welcome her to the team.”
Snyder will serve small and middle-market businesses throughout the Philadelphia region – and beyond – helping entrepreneurs identify financing solutions that support growth, expansion and long-term success.


“I'm excited to really focus on what I enjoy most – building meaningful relationships with business owners and helping them achieve their goals,” Snyder says. “Hyperion's commitment to local businesses and the communities we serve makes it the perfect fit. Successful businesses create thriving communities, and I'm excited to be part of that mission.”


Snyder has earned a reputation for building long-term relationships with business owners by combining trusted advice, responsive service and a hands-on approach. She works closely with customers through every stage of the lending process, from initial conversations and financial analysis to closing and ongoing banking relationships.


Born and raised in Lancaster County, Pennsylvania, Snyder is a graduate of West Virginia University. Outside of work, she enjoys live music, travel, relaxing at the beach, cheering on the Philadelphia Eagles and spending time with her two grown children and Bennie, her energetic Jack Russell Terrier.
Hyperion Bank is a full-service community bank offering high-touch service backed by accessible, experienced, enthusiastic bankers with local decision-making authority. Founded in 2006, Hyperion expanded to the Atlanta market in 2019 and launched Hyperion Mortgage in 2020, which is now active in seven states, Alabama, Florida, Georgia, New Jersey, Pennsylvania, South Carolina and Tennessee. 


Melissa Snyder can be reached at [email protected].

Dual-tranche structure pairing common and preferred stock supports continued organic growth in Philadelphia and Atlanta.

Philadelphia & Atlanta, July 7, 2026 – Hyperion Bancshares, Inc., the parent company of Hyperion Bank, announces the closing of an oversubscribed $14.7 million capital raise. Hyperion led the offering, which included a dual tranche structure of common and preferred stock, a format advisors say is unique among community banks. Unlike many capital raises in the sector, the proceeds will fund continued organic growth in Hyperion’s Philadelphia and Atlanta markets rather than an acquisition, merger or balance-sheet repair.


“We are elated with the amount of participation and execution of this oversubscribed offering on attractive terms,” says Charlie Crawford, Chairman & CEO of Hyperion. “The offering was structured with unique aspects that enable us to receive Tier 1 capital that is leverageable, while also providing our investors with exposure to Hyperion in the manner of their choosing – a win-win. This capital will be vital in supporting our double-digit growth throughout our operating markets and will enable us to remain the heartbeat of the communities we serve in Philadelphia and Atlanta.”


The Offering closed on schedule June 1 and consisted of $8.6 million in common equity and $6.1 million in preferred stock. The common shares priced at $14.34 per share, or approximately 100% of tangible book value as of December 31, 2025. The preferred shares carry a fixed 6.50% quarterly dividend and a perpetual maturity, with mutual redemption rights available to the Company and to investors beginning on the fifth anniversary of the closing date.
The Offering was approximately two times oversubscribed and attracted 66 investors across both tranches, including a meaningful number of new shareholders. Forty-eight investors, 27 of them new, participated in the common tranche, and 18 investors, seven of them new, participated in the preferred tranche. Hyperion conducted the fundraising largely on its own, drawing on investors from the communities it serves. Hyperion could not readily identify comparable community-bank offerings that combined preferred stock with the put/call features used in this transaction, highlighting how unique this raise was.


The raise comes as Hyperion continues to post strong growth. Deposits increased 23% year over year and loans grew 19%, with loan growth running four times faster than the same period in 2025. Book value per share increased 10.5% over the last 12 months. Through May, Hyperion grew at roughly a 17% annualized pace, a trajectory that presented management with a choice: slow growth or bring in additional capital to continue executing its strategy while maintaining disciplined underwriting and credit quality. Later this year Hyperion will celebrate its 20th anniversary.

 

Performance Trust Capital Partners served as strategic advisor to Hyperion, including structuring the offering. Windels Marx Lane & Mittendorf, LLP served as Hyperion’s legal counsel in the Offering.


About Hyperion Bancshares, Inc. and Hyperion Bank
Founded in 2006, Hyperion is a full-service community bank that connects with customers through technology and highly accessible bankers who maintain local decision-making authority. The bank expanded into the Atlanta market in 2019 and in 2020 launched joint venture Hyperion Mortgage, which now does business in Alabama, Florida, Georgia, New Jersey, Pennsylvania, South Carolina and Tennessee. Member FDIC. Equal Housing Lender. Offer of credit is subject to approval.


No Offer or Solicitation
This press release does not constitute an offer to sell, a solicitation of an offer to sell or the solicitation of an offer to buy any securities. There will be no sale of securities in any jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.


Forward-Looking Statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Any statements about our expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. Forward-looking statements are typically, but not exclusively, identified by the use of forward-looking terminology such as "believes," "expects," "could," "may," "will," "should," "seeks," "likely," "intends," "plans," "pro forma," "projects," "estimates" or "anticipates" or the negative of these words and phrases or similar words or phrases that are predictions of or indicate future events or trends and that do not relate solely to historical matters. Forward-looking statements involve numerous risks and uncertainties, and actual results and future events could differ materially from those set forth or contemplated in the forward-looking statements due to a variety of factors, including changes in business and economic conditions, our ability to maintain our historical earnings trends and manage growth, interest rate and credit risk, competition in the bank and non-bank financial services industries, and changes in laws, regulations and governmental policies, among others.


While forward-looking statements reflect our good-faith beliefs, they are not guarantees of future performance. Any forward-looking statement speaks only as of the date on which it is made, and we undertake no obligation to update any forward-looking statement to reflect events or circumstances after the date on which the statement is made, except as required by applicable law.

 

Media inquiries:

Drew Plant

[email protected]

678-637-5532

 

Community bank highlights strong first-quarter 2026 performance, disciplined growth strategy and pending capital raise

Philadelphia & Atlanta, May 28, 2026 – At its annual meeting May 21, shareholders of Hyperion Bancshares, Inc., the holding company for Hyperion Bank, heard from Chairman & CEO Charlie Crawford on the company’s continued momentum, strong first-quarter performance and long-term growth strategy that’s focused on two of the nation’s most attractive demographic markets.


“Our strong growth continued in the first quarter with deposits increasing by 23% over the last year and loans growing 19%,” Crawford says. “And loan growth was four times as much this quarter as it was in Q1 2025, while book value per share increased 10.5% over the last 12 months.”
Crawford notes that the bank continues to benefit from disciplined underwriting, strong credit quality and sustained demand for commercial and small business lending across the Philadelphia region and Metro Atlanta. The company also highlighted the momentum generated from its record 2025 financial performance.


“Our conservative credit culture and relationship-based banking model continue to serve us well,” Crawford says. “We believe our focus on smart, measured growth positions Hyperion for continued success despite an evolving economic environment.”


Crawford also referenced the company’s previously announced capital raise, which is expected to close June 1, 2026, noting, “the additional capital will further support our smart growth strategy, continued investments in technology and infrastructure, and our ability to serve customers in two outstanding long-term growth markets.”


At the meeting, shareholders reelected eight board members to serve another year: Crawford; Hyperion President & COO Lou DeCesare; Jill K. Jinks, Chairman of Insurance House Holdings, Inc.; James J. McAlpin, Jr., Senior Counsel, Bryan Cave Leighton Paisner LLP; Robert N.C. Nix, III, Founder and President, Pleasant News, Inc.; Michael J. Purcell, retired Audit Partner, Deloitte & Touché; Lara Rhame, Principal of Rhame Economics; and Gretchen M. Santamour, Past Partner at Stradley Ronon.


Hyperion, which expanded into the Atlanta market in 2019, continues to invest in digital banking capabilities and operational infrastructure while maintaining its high-touch community banking approach. The company also noted ongoing growth in its Atlanta-based joint venture,
Hyperion Mortgage, which operates across Alabama, Florida, Georgia, New Jersey, Pennsylvania, South Carolina and Tennessee.


Founded in 2006, Hyperion is a full-service community bank combining technology with highly accessible, experienced bankers who maintain local decision-making authority. The bank offers a full range of SBA and non-SBA lending products.


Member FDIC. Equal Housing Lender. Offer of credit subject to approval.


#communitybank #HyperionBank #HyperionBancshares #annualmeeting #smartgrowth

Community bank elevates experienced, familiar face as it also celebrates disciplined growth and a record quarter


Philadelphia, Feb. 11, 2026 – On the heels of its most profitable quarter in its history, Hyperion Bank has promoted Joel Higdon to Chief Retail Officer, expanding his leadership role as the bank continues a period of strong financial and operational momentum.

 

“Joel has earned this promotion through consistent performance, strong leadership and a deep commitment to our customers and our team,” says Lou DeCesare, President of Hyperion Bank. “He understands what makes community banking work – local decision-making, accessible bankers and genuine relationships – and he has been instrumental in advancing those values across our retail platform, especially as the bank grows with the communities it serves.”


Higdon joined Hyperion in 2020 as Assistant Vice President (later, Vice President) and Branch Manager and brings more than 20 years of customer service experience, including a decade in banking. As Chief Retail Officer, he will oversee retail strategy, branch performance and client experience initiatives across the franchise.


“I’m grateful for the trust Lou and other Hyperion leaders and teammates place in me,” Higdon (NMLS# 1891570) says. “Serving in this role enables me to build on what we’ve been fostering – supporting our retail teams, strengthening customer relationships and ensuring we continue delivering the high-touch service our customers expect as the bank grows.”


In its recently reported Fourth Quarter 2025 results, Hyperion Bancshares posted record quarterly net income exceeding $1 million and reported full-year revenue growth of 13% and net income growth of 35% year over year. Higdon’s promotion reflects the bank’s focus on strengthening leadership capacity to support disciplined growth and an even greater customer experience.


A Georgia Native, Higdon is a graduate of Georgia State University, enjoys spending time outdoors and resides in Chamblee.
Founded in 2006, Hyperion is a full-service community bank that combines technology with highly accessible bankers. The bank expanded in 2019 with a second location in Atlanta’s Buckhead financial district and further expanded in 2020 through Hyperion Mortgage, a joint venture now operating in Alabama, Florida, Georgia, New Jersey, Pennsylvania, South Carolina and Tennessee.

 

Member FDIC. Equal Housing Lender. Offer of credit subject to approval.


#HyperionBank #CommunityBanking #BankLeadership

 

Veteran community banker begins four-year term Jan 1, 2026. 

 

Philadelphia, Nov. 21, 2025 – Charlie Crawford, Chairman & CEO of Hyperion Bank, has been elected to a four-year term on the Board of the Federal Home Loan Bank of Pittsburgh, beginning Jan. 1, 2026. The veteran community banker is one of two community bankers elected to fill the two open 
spots on the board; also elected was Joseph W. Major, Founder, Chairman of the Board and Chief Executive Officer of The Victory Bank.

“I am honored by the confidence my colleagues place in me via their votes and enthusiastically welcome the opportunity to help ensure the FHLB-Pittsburgh continues to focus on meeting the evolving needs of its members and the communities we serve, and sharing that mission and activity 
with the public,” says Crawford, who recently completed his service as Chair of the Pennsylvania Association of Community Bankers.

 

Part of the Federal Home Loan Bank System, a national wholesale banking network of 11 regional, stockholder-owned banks, the Federal Home Loan Bank of Pittsburgh is a Congressionally chartered, wholesale Bank. It serves 285 member institutions (commercial banks, credit unions, insurance 
companies, community development financial institutions & thrifts) in Pennsylvania, Delaware and West Virginia. The mission of the FHLB-Pittsburgh is to provide members with reliable liquidity in supportof housing and local community development. The FHLB has been an integral and reliable facet of our national financial system since 1932

 

“We are proud that Hyperion Bank leaders are also leaders in our communities and industry,” says Lou DeCesare, President & COO of Hyperion, who also notes that Crawford recently began his term as Chair-elect of the Chief Executives Organization. Founded in 2006, Hyperion is a full-service community bank, connecting with customers via technology and highly accessible bankers. The bank expanded in 2019, opening a second location in Atlanta – in Buckhead, the city’s financial district; it expanded again in 2020, with a joint venture, Hyperion Mortgage, which now does business in Alabama, Florida, Georgia, New Jersey, Pennsylvania, South Carolina and Tennessee.

 

Member FDIC. Equal Housing Lender.
 


 

March 19, 2021--Philadelphia Business Journal reporter Jeff Blumenthal wrote about how pandemic disruption has left the region's banks operating in uncertainty. The story is the first of four to be published in a special report about what Philadelphia-area executives have learned from the pandemic and how they are planning for the future.

Blumenthal interviewed a handful of Philadelphia bank executives for the story, including Charlie Crawford, Chairman and CEO of Hyperion Bank.

As Blumenthal reported, Charlie said: "the industry has had to rethink its technology strategy — even after spending the prior decade adapting to mobile and online banking. The pandemic accelerated that evolution and that train has certainly left the station, as even the customers most resistant to non-branch delivery channels had to adapt. Some bankers not willing or able to make the commitment and investment required to keep pace with technology demands could choose to become sellers. And conversely, bankers need to be careful not to take the focus on technology too far. You have to go big on tech but don’t want it to replace personal relationships. They need to complement each other.”

March 17, 2021--Lauren Flowers, Senior Vice President, Human Resources and Corporate Secretary, Hyperion Bank, recently contributed a Member Perspective to The Chamber of Greater Philadelphia as a Guest Commentator. In her commentary, Lauren answered this question: "How can banks increase financial literacy and inclusion in underserved communities to support Greater Philadelphia’s inclusive recovery?

"We have found that one of the simplest ways to increase financial literacy is by using plain language, including taking care not to communicate solely in 'banker-speak.' It’s easy to forget when you work in banking that not everyone knows or understands banking terms or the acronyms common in our industry," wrote Lauren.

"This can mean taking care to not abbreviate everything to an acronym and to explain words and products and alternatives. It also means not assuming people know exactly what they need. After all, we’re the bankers, so a potential customer should not be expected to understand everything we do or all of the financial alternatives available to them.

A key part of this is listening. For example, is the challenge or goal a customer is telling us about in sync with the banking solution they are asking for or would a different alternative serve them better? By listening and asking good questions, we often help them in a way they didn’t expect or solve a problem they didn’t even know they had.

This more interactive, tailored approach in which we can very naturally roll a bit of financial education into most every interaction is part of the relationship-oriented stance of community banks. Banks like ours are smaller by design, so this is a hands-on way for us to address financial literacy, whereas larger big-box banks may have the resources to have bigger, more formalized financial literacy programs."

Continue reading Lauren's perspective on The Chamber's website.

February 2020--Business RadioX ® host Lee Kantor recently interviewed Charlie Crawford for Atlanta Business Radio. Citing Charlie's long career in community banking, the introduction notes: "Like his previous startups, Hyperion Bank is built on a customer-first commitment, serving both individuals and business owners through technology and local decision making."

"Charlie was recognized as one of the Most Admired CEOs of 2020 by the Philadelphia Business Journal. He is frequently quoted about banking and related topics, in media outlets ranging from American Banker to U.S. News & World Report."

  • Hyperion Bank and how Charlie got involved

  • How 2020 was a record year for the bank

  • Why Hyperion Bank opened an Atlanta office, and how it has done well even after launching just a few months before the pandemic

  • How Hyperion Bank serves customers wherever they live or work with excellent mobile and online technology

  • About Hyperion Mortgage

  • What’s coming up in 2021

If you have questions about any of the topics Charlie discusses in this interview, email Charlie.

You can also find Charlie's interview on Atlanta Business Radio on iTunes, Google Play, Spotify, Stitcher, Tune In, and Amazon Music.

 

December 16, 2020--Hyperion Bank Chairman and CEO Charlie Crawford was asked to provide his perspective about "Opening the Door to Opportunity for All: Diversity and Inclusion in the Banking Industry" for an article published in HOMETOWN BANKER magazine today.

In her article, author Diane M. Sweeney pegged the history of diversity in the workplace to a landmark study, “Workforce 2000 – Work and Workers in the 21st century,” commissioned by former Secretary of Labor William E. Brock and published in 1987 by the Hudson Institute.

That renowned book and its sequel, "Workforce 2020" published a decade later, examined changing economic and demographic trends and how companies would need to adapt to be successful in the evolving workplace environment. Sweeney wrote: "Twenty years later, we know that diversity and inclusion are so much more than policies, programs, and headcounts. A diverse and inclusive workplace is one where everyone feels equally respected, involved, and supported — a workplace where unique needs and perspectives are discussed, welcomed, and recognized."

Sweeney cited data from the Equal Employment Opportunity Commission, noting that, "in the financial services industry, only 13.6% of minorities hold senior official positions in the United States. In the state of Pennsylvania, approximately 8% of minorities are part of the senior team."

“'At the heart of the matter, is equity,' shares Charlie Crawford. 'We need to recognize that not everyone starts at the same place. To understand what we need to do and implement, first we need to listen. We need to keep adapting to make sure we are not only represented by everyone but that each of those people has the same opportunities.'”

The article continues to explore the benefits of a diverse and inclusive culture, and what this means for Pennsylvania's community banks and the industry overall. 

December 2020--Hyperion Bank Chairman and CEO Charlie Crawford was named to the Philadelphia Business Journal's 2020 list of Most Admired CEOs. In announcing the honorees on November 9, 2020, Ryan Sharrow, the Business Journal's Editor in Chief, noted, "The role of being a CEO requires planning, preparing for new challenges and always being ready for what's next. Add a global pandemic into the mix and, well, things quickly change. The Philadelphia Business Journal's Most Admired CEOs for 2020 are demonstrating the skills needed to lead their companies past the current hurdles and into the future."

The 28 winners for 2020 were selected from more than 80 nominations. This year's honorees, representing diverse companies and nonprofit organizations, will be featured on December 11 in a special print and online edition of the Business Journal.

Please join us in congratulating Charlie on his most recent recognition!

October 22, 2020 Hyperion Bank shareholders approved the formation of a new bank holding company, Hyperion Bancshares, Inc., clearing a path for Hyperion Bank to become a wholly owned subsidiary of the holding company, pending regulatory approval. While this structural change will not affect our customers, it is a positive step for our organization, providing the bank with greater flexibility and other advantages.

Hyperion Bank Chairman and CEO Charlie Crawford says, "The holding company is a very common structure for community banks because, among other things, of the flexibility it provides for capital. We are undertaking this to ensure that we are best positioned to leverage future opportunities."

Consumers will experience no impact during this seamless administrative change--we're still the same Hyperion Bank you know (and love)! If you'd like to learn more about the value of a bank holding company, Charlie will gladly answer your questions: please contact him at [email protected].

October 2020--Hyperion Bank was honored to be included among the many fine private and public companies on the Philadelphia Business Journal's 2020 "Soaring 76." When the rankings were released, they revealed that Hyperion Bank's outstanding 39% growth during the three-year period from 2017 through 2019 placed us at #34 on the Soaring 76 list. Hyperion Bank outperformed the other two banks that qualified for the list, and we are the only Pennsylvania-based bank to make the Soaring 76.

Michael Potter, Managing Director of The Philadelphia Business Journal, says that its 5th annual list of the region's fastest growing companies "is compiled from nominations of qualifying private companies, as well as Business Journal analysis of Securities and Exchange Commission filings for all public companies headquartered in the Philadelphia region. The rankings are based on revenue growth over the three-year period from 2017 through 2019."

In announcing the first group of honorees, Potter wrote, "In the midst of business restrictions and closures, it's easy to forget that Greater Philadelphia’s business community was riding high before the pandemic came along. It's also more difficult to recognize that another 's" – success – still abounds. These victories may be less prominent, somewhat obscured by the current crisis and the daunting recovery work at hand, but they are both impressive and worth celebrating – perhaps now more than ever."

Charlie Crawford, Hyperion Bank Chairman and CEO, said, “We are honored to receive this recognition which is a tribute to our employees, customers, and investors that have helped us achieve this growth.”

September 25, 2020--The Community Bankers Association of Georgia (CBA of GA) voted unanimously to add Hyperion Bank Chairman and CEO Charlie Crawford to its Board of Directors. Charlie is a highly experienced and passionate advocate for community banking and currently a member of the Board of the Pennsylvania Community Banker's Association (PACB), which he will continue to serve as a Director.

John McNair, President and Chief Executive Officer of the CBA of GA, said, "The Community Bankers Association of Georgia is pleased to welcome Mr. Charles B. Crawford, Jr. to its Board of Directors. Working both in Georgia and in Pennsylvania, Charlie brings a unique blend of experience to our Board. We are grateful for his leadership and willingness to serve our association.”

Since Hyperion maintains banking offices in Philadelphia and Atlanta, Charlie's service on both Boards enables him to advocate for locally-owned and operated banks and their customers in both states.

August, 2020--Charlie Crawford recently spoke with Jon Prior, a consumer banking writer at American Banker magazine, for Prior's August 21 article on "Why sluggish mail delivery matters to banks."

Charlie noted that in the event of a mail slowdown, he is preparing to send bank employees to small businesses to collect paperwork that might be needed for PPP relief and that would otherwise be mailed. He says, "the issue is one more reason Congress should streamline the process and automatically forgive loans for smaller businesses."

Since Hyperion maintains banking offices in Philadelphia and Atlanta, Charlie's service on both Boards enables him to advocate for locally-owned and operated banks and their customers in both states.

May, 2020--Charlie Crawford, Chairman & CEO of Hyperion Bank, was interviewed by Diane Sweeney for her HOMETOWN BANKER cover story: "Wicked Nimble Response--On the Frontline helping Pennsylvania Businesses Recover and Connect."

The article discussed how "Community bankers are on the front line in supporting local businesses and communities, helping them get access to funds to keep staff on payroll, doors open, and operations running."

It also described how PACB and its members, including Hyperion Bank, took swift action to review and respond to the preliminary version of the SBA loan program intended to provide economic relief for businesses impacted by COVID-19. Working together with state legislators, the Pennsylvania Bankers Association (PBA), and the Independent Community Bankers of America (ICBA) in a compressed timeframe, PACB helped its bank members implement the revised loan systems to process PPP loans and issued guidance about how best to serve their customers, physically and virtually.

When the PPP loan program first launched, Hyperion was one of many banks across the country that experienced problems accessing the SBA's online loan platform. Seeking assistance, Charlie contacted PACB. 

"Kevin Shrivers (PACB President &CEO) personally made phone calls, got me the name of a specific contact, and I gained almost immediate access. It's great to have PACB as a conduit, along with PBA and ICBA," said Charlie.

Pennsylvania's community banks also helped each other to ensure that all their customers could be served promptly. As Sweeney wrote, "The unique aspect of community banking is the connection bankers have to their customers. It's not the number or size of transactions that are most important to those in community banking, it is the personal connection to the people in their community."

April 6, 2020--Charlie Crawford, Chairman & CEO of Hyperion Bank, shared his expert insight with Inquirer financial reporters Erin Arvedlund and Andrew Seidman in their story, "What small business owners need to apply for the SBA's Paycheck Protection Program." 

The SBA Paycheck Protection Program known as PPP is a government funded, unsecured, no-guarantee loan program to help businesses with up to 500 employees, as well as sole proprietors and independent contractors, access economic relief funds that might help them ride out the storm created by the global COVID-19 pandemic. Intended largely to support payroll and other business expenditures so that companies can keep their staff employed, loans are for a maximum of two years at an interest rate of 1.00%. PPP loans are often forgivable for businesses that meet the lending criteria.

PPP was launched on April 3 and later paused due to depleted funding until April 27, when approved SBA lenders such as Hyperion Bank were authorized to resume accepting loan applications. As Charlie had predicted in the Inquirer story, "It's first come, first served, so the demand will be huge."

Hyperion Bank has been working to meet that demand by helping many of our business customers apply for a PPP loan up to $10 million. As Charlie noted in The Philadelphia Inquirer, "Turnaround time will be much quicker than normal SBA loan time. All that needs to be done is verify it's been a business in business, then payroll verification."

February 21, 2020--Hyperion’s Amy Ellis (Senior Vice President of Commercial Lending in Atlanta) was included in a U.S. News & World Report article about the differences between checking and savings accounts.

A checking account is a deposit account and is intended to be transactional and liquid with the deposit holder accessing their funds via check or ATM or increasingly through electronic methods," says Amy. "Most people associate checking accounts with paying bills or perhaps payroll."

The reporter also asked about traditional versus online banking. Amy notes that Hyperion provides the best of both worlds, “That’s a very individual decision based on everything from personal preference to lifestyle, comfort level, relationships with a banker (or not) and many other factors. As a banker, I will say that line is increasingly blurred, as bricks-and-mortar banks like ours stay on the forefront of banking technology. So, consumers can actually choose sort of a hybrid – online and digital convenience, but with real-live humans to call on if and when they need to. That’s us!”

February 12, 2020--Lou DeCesare, President and COO of Hyperion Bank, was quoted in an article published by thestreet.com about "How to Avoid Unnecessary Bank Fees." 

We rebate up to $25 per statement of fees charged to them by other banks when they use our bank's debit card for domestic withdrawals,” said Lou. "We think this makes it easier for customers to bank with us wherever they live or work."

 Lou also noted: “For a consumer interested in full-service banking - what might seem like old-fashioned, hands-on banking to some - you'll do better in the long run to choose a bank that wants to work with you across multiple bank products and services. In my 30 years' banking experience, I've found that too few consumers know that rate shopping may not actually save them fees or hassle in the long run.”

October 8, 2019--Hyperion Bank's expansion into Atlanta is getting noticed by national and local media. An American Banker story by John Reosti covered our new Atlanta office, with numerous quotes by Hyperion Bank Chairman & CEO Charlie Crawford.

Noting that Atlanta is a vibrant market with 4% unemployment (in August 2019) and a population that increased by 1.3% last year, Charlie added,

We're in two very nice markets...Both are growing. It gives us geographic diversity and customer diversity.

News of Hyperion Bank's Atlanta office was also featured in the Atlanta Business Chronicle, the Marietta Daily Journal, Metro Atlanta CEO, and the Northside Neighbor.

Philadelphia, PA—February 6, 2019

Noting that Atlanta is a vibrant market with 4% unemployment (in August 2019) and a population that increased by 1.3% last year, Charlie added,

Charles B. “Charlie” Crawford, Jr., Chairman and Chief Executive Officer of Hyperion Bank, has been selected as a winner in the Banker category for The Philadelphia Inquirer’s 2019 Influencer of Finance Awards. Crawford will be recognized as one of the 29 Finance Industry Leaders to be celebrated at the Awards luncheon ceremony on Thursday, February 28, 2019 at the Crystal Tea Room in Philadelphia, PA.

Crawford is a champion of community banking who has a strong record of creating value for bank constituents, including customers, employees, shareholders, regulators, and the community. He serves on the Board of Directors of the Pennsylvania Association of Community Bankers (PACB) and is a member of the Philadelphia Chapter of YPO and The Union League.

After earning dual bachelor’s degrees in economics and management from The Wharton School of the University of Pennsylvania, Crawford pursued a successful banking career in New York City and Atlanta, Georgia. He returned to Philadelphia in August 2017 to helm Hyperion Bank, a locally-owned and operated community bank founded in 2006 in Philadelphia’s Northern Liberties neighborhood, at the intersection of N. 2nd Street and Girard Avenue. In fall 2018 Crawford led the $18.3 million recapitalization of Hyperion Bank, positioning it to make commercial loans up to $3 million, and deliver on a customer-focused “high touch” service model that strives to provide a better banking experience for individual and business clients.

I am honored to be recognized among the 29 distinguished recipients of the 2019 Inquirer Influencer of Finance award.

I believe that in the banking industry, products, pricing, and technology tend to be a commodity. The differentiator is the people and the relationship between the client and the banker. Our clients appreciate unrestricted access to local decision-makers, and we are passionate about delivering excellent service experiences. As a community bank, we are community builders, and I am proud to work with the dedicated Hyperion Bank team that helps us fulfill our mission every day.

Charles B. Crawford

Crawford earned an M.B.A. from the Georgia State University J. Mack Robinson College of Business, which honored him with its Alumni Award for Entrepreneurship in 2011, and additionally graduated from the Louisiana State University (LSU) School of Banking. He has previously served on the Board of Directors of Georgia State University, The Carter Center, the Georgia Tennis Foundation, the Atlanta History Center, among others, and is looking forward to building relationships with more community organizations in the Philadelphia region.

Crawford is an avid tennis player and marathon runner, who has completed 16 full marathons, including Boston and New York City, and numerous half-marathons. A resident of Center City, Philadelphia, he enjoys running and training on the City’s streets, and can daily be found walking from the City Hall area where he lives to the Hyperion Bank office at 199 West Girard Avenue. In addition to coaching tennis, he was a cheerleader during his undergraduate years at the University of Pennsylvania. Crawford attributes much of his success in business to the leadership, discipline, and relationship skills he has practiced as a competitive athlete.

The Inquirer Influencer of Finance Awards program will feature keynote speaker, Patrick T. Harker, President and CEO of the Federal Reserve Bank of Philadelphia, who will discuss the economic outlook, followed by a thought-provoking panel discussion on FinTech (Financial Technology), an emerging industry that uses innovative technology to improve traditional activities in finance and delivery of financial services. The panel, led by Erin Arvedlund, Financial Columnist, The Philadelphia Inquirer, includes Julapa Jagtiani, Senior Special Advisor, Federal Reserve Bank of Philadelphia, and Brendan McConnell, Chief Operating Officer, Brinker Capital. Tickets to the Awards program may be purchased at www.philly.com/financeinfluencers.

Contact Charlie Crawford at 215.789.4185 or [email protected]. Learn more about Hyperion Bank at www.HyperionBank.com.

Northern Liberties-based Hyperion Bank raised $18.3 million from investors, a process than began shortly after CEO Charlie Crawford took the helm of the tiny lender last year. The influx of funds includes $14.8 million from a stock offering that completed on Sept. 30 and $3.5 million from existing shareholders.

Hyperion said the new capital will enable the bank to make more commercial loans and increase its loan limit to $3 million. The bank, which opened in 2006 at 2nd & Girard streets, still has just $88 million in total assets, as of June 30. Since Crawford took over, he hired a new chief financial officer, expanded staffing in its customers services and credit departments, started a residential mortgage lending department, and upgraded mobile and online banking technology.

-Philadelphia Business Journal | Jeff Blumenthal, October 15, 2018

Additional Story

The Philadelphia Inquirer | Joseph N. DiStefano, October 10, 2018

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