Consumer Credit & Debit Cards

Apply for MasterCard® and Visa®. Email our customer service team, call 215.789.4200, or visit our banking office to apply for a credit card or open a Hyperion Bank deposit account and get your MasterCard® debit card.

 

Consumer Credit Cards

Features & Benefits for All Card Products

  • Available to all applicants for Mastercard®1
  • Intro Rate of 2.9% for the first 6 months
  • 25 day Grace Period on all purchases4
  • Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more
  • Online account access and management available www.cardaccount.net

Let Us Help

Not sure which card is best for you?

View Comparison Chart

Contact us for assistance.

215.789.4200

Cardholder Customer Service

800.367.7576

Low Rate Card

Additional Details & Benefits

  • Available to all applicants for both Mastercard® and Visa®1
  • Ongoing APR of Prime +6.99%2
  • Visa® Platinum benefit of rental car collision damage waiver protection3

*Rewards points are not available for this card product.

Preferred Points Card

Additional Details & Benefits

  • Available to all applicants for both Mastercard® and Visa®1
  • Ongoing APR of Prime +11.99%2
  • Visa® Platinum benefit of rental car collision damage waiver protection
  • Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards3
  • To view or redeem rewards points visit www.mypreferredpoints.com or call 866.678.5191

World Card

Additional Details & Benefits

  • Ongoing APR of Prime +11.99%2
  • Mastercard® World benefits include concierge services
  • Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards3
  • To view or redeem rewards points visit www.mypreferredpoints.com or call 866.678.5191

Consumer Credit Card Comparison Chart

FeatureLow Rate CardPreferred Points CardWorld Card

Availability

Available to all applicants for both Mastercard® and Visa®1

Rewards points are not available for this card product.

Available to all applicants for both Mastercard® and Visa®1

Available to all applicants for Mastercard®1

Intro Rate

2.9% for the first 6 months

2.9% for the first 6 months

2.9% for the first 6 months

Ongoing APR

Prime +6.99%2

Prime +11.99%2

Prime +11.99%2

Grace Period

25 day Grace Period on all purchases

No grace period for cash advances or cash equivalent transactions.

25 day Grace Period on all purchases

No grace period for cash advances or cash equivalent transactions.

25 day Grace Period on all purchases

No grace period for cash advances or cash equivalent transactions.

Benefits

Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.

Visa® Platinum benefit of rental car collision damage waiver protection.3

Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.

Visa® Platinum benefit of rental car collision damage waiver protection.

Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.3

Mastercard® World benefits include concierge services, extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.

Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.3

Online Access

Online account access and management

Online account access and management

View or redeem rewards points online or call 866.678.5191

Online account access and management

View or redeem rewards points online or call 866.678.5191

 

 

Fees for All Card Products

Late Fee $25
Insufficient Funds (NSF) Fee $25
Cash Advance and Balance Transfer Fee 3% of the cash advance or balance transfer amount, subject to a minimum fee of $10
International Transaction Fee 2% of the U.S. dollar amount of the transaction converted from the foreign currency

 

MasterCard® Debit Card

Convenient, faster, and more secure than cash or checks, our Debit Cards give you the power to make purchases wherever MasterCard is accepted, as well as easy access to thousands of ATMs worldwide.

When you use your secure Debit Card, funds are withdrawn directly from your designated Hyperion Bank deposit account. For state-of-the-art security, all Hyperion Bank Debit Cards are issued with EMV/Smart Chip technology embedded in every card.

Merchants may also offer a "cash back" option when you use your Debit Card for in-store purchase transactions, so you can withdraw cash when you shop and save a trip to an ATM.

 

1. The Preferred Points and Low Rate consumer products include Mastercard® Platinum and Visa® Platinum cards; World card is only available for Mastercard® and includes Preferred rewards.

2. After the introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted by at least 70% of the ten largest U.S. banks) published in the Wall Street Journal. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.

3. Additional information about Mastercard® and Visa® cardholder benefits are provided on TIB Benefits Charts. Please email customer service or call 215.789.4200 for assistance.

4. No grace period for cash advances or cash equivalent transactions.

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