Deposit Rates

Rates may change at any time without prior notice before or after the account is opened. Fees could reduce earnings on the account. If you have questions about our deposit accounts, please call 215.789.4200, email customer service or visit our office for personal assistance.

The Annual Percentage Yield (APY) is accurate as of:

Checking & Money Market

Account Type	Minimum Opening Deposit	Minimum Balance Required to Obtain APY	Interest Rate	APY
HyperInterest Checking¹ (currently unavailable for new account openings)	N/A	Balances up to $25,000	0.40%	0.40%
	N/A	Balances over $25,000	0.35%	0.35%
HyperInterest Checking¹ (non-qualify)	N/A	$0.01	0.20%	0.20%
HyperFree Checking	$50	Balances Over $10,000	0.20%	0.20%
Consumer Money Market²	$1,000	$0.01	0.75%	0.75%
	$1,000	$5,000	0.75%	0.75%
	$1,000	$25,000	0.75%	0.75%
	$1,000	$50,000	0.75%	0.75%
	$1,000	$100,000	0.75%	0.75%
	$1,000	$500,000	0.75%	0.75%
	$1,000	$1,000,000	0.75%	0.75%
	$1,000	$2,000,000	0.75%	0.75%
	$1,000	$3,000,000	0.75%	0.75%
	$1,000	$10,000,000	0.75%	0.75%
Business Checking	$100	$0.00	0%	0%
Business Interest Checking³	$1,000	$0.01	0.35%	0.35%
	$1,000	$5,000	0.35%	0.35%
	$1,000	$25,000	0.35%	0.35%
	$1,000	$50,000	0.35%	0.35%
	$1,000	$100,000	0.35%	0.35%
Business Money Market⁴	$1,000	$0.01	0.75%	0.75%
	$1,000	$5,000	0.75%	0.75%
	$1,000	$25,000	0.75%	0.75%
	$1,000	$50,000	0.75%	0.75%
	$1,000	$100,000	0.75%	0.75%
	$1,000	$500,000	0.75%	0.75%
	$1,000	$1,000,000	0.75%	0.75%
	$1,000	$2,000,000	0.75%	0.75%
	$1,000	$3,000,000	0.75%	0.75%
	$1,000	$10,000,000	0.75%	0.75%
Exclusive Money Market⁵	$10,000	$10,000	4.40%	4.50%
IOLTA	$50	$0.1	0.75000%	0.75%
	$50	$200,000.00	3.29526%	3.35%
	$50	$100.000.00	3.39198%	3.45%
	$50	$2,500.000.0	3.72977%	3.80%
	$50	$5,000.000.00	3.58514%	3.65%

1. *HyperInterest Checking: QUALIFICATIONS PER STATEMENT/QUALIFICATION CYCLE TO OBTAIN REWARD APY: 10 Non-PIN based Debit Card Point-of-sale debit transactions must be posted and cleared, a Direct Deposit or Automated (ACH) third-party debit must be posted and cleared, receive only electronic statements. This is a variable rate account; rates may change up or down at any time without notice.

2. Consumer Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings. This is a variable rate account; rates may change up or down at any time without notice.

3. Business Interest Checking: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings. This is a variable rate account; rates may change up or down at any time without notice.

4. Business Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings. This is a variable rate account; rates may change up or down at any time without notice.

5. Exclusive Money Market: 4.40% Interest Rate and 4.50% APY: Guaranteed from account opening date for 6 months. New Money Only. For consumer and business accounts.

Savings

Account Type	Minimum Opening Deposit	Minimum Balance Required to Obtain APY	Interest Rate	APY
Statement Savings & HyperSaver Kids	$50	$0.01	0.35%	0.35%
IRA Savings¹	$50	$0.01	0.35%	0.35%

CDs

Account Type	Minimum Opening Deposit	Minimum Balance Required to Obtain APY	Interest Rate	APY
30 Day CD¹	$500	$500	0.30%	0.30%
3 Month CD¹	$500	$500	0.50%	0.50%
6 Month CD¹	$500	$500	0.90%	0.90%
9 Month CD¹	$500	$500	0.95%	0.95%
12 Month CD^1,2	$500	$500	3.44%	3.50%
13 Month CD¹	$10,000.00	$2,500.00	4.16%	4.25%
18 Month CD^1,	$500	$500	3.68%	3.75%
24 Month CD^1,2	$500	$500	3.92%	4.00%
30 Month CD^1,	$500	$500	1.98%	2.00%
36 Month CD^1,2	$500	$500	1.73%	1.75%
48 Month CD^1,2	$500	$500	1.93%	1.95%
60 Month CD^1,2	$500	$500	1.98%	2.00%

1. Penalty may be imposed for early withdrawal.

2. Also available for IRA CDs.